Need help refinancing high LTV condo in Georgia
I am struggling with refinancing my condo. The rate is 6.875% and current lender (GMAC) is dragging their feet. There is no second mortgage or mortgage insurance, and credit and DTI are excellent. The...
View ArticleHigh LTV Excellent Credit Need Refi in Georgia
I have a investment property I need to refinance. My Credit is 740 and LTV is 155%. Need help finding a lender that will take my loan.1 reply
View ArticleOut of state lender can no longer can write loans in Georgia
My lender is out of state and can no longer write loans in GA. I have been unable to refinance/modify through them due to this issue. I have a good credit rating but I am underwater about 12k. I...
View ArticleDoes it make sense to refi with 2.761% instead of current rate 3.5%?
Does it make sense to refi my remaining loan of $197k with 2.761% for 15 years while my current rate is 3.5% with 18 more years in it?4 replies
View ArticleIf I refinance a mortgage that was included in a Ch. 7, will I be forfeiting...
If I refinance a mortgage that was included in a Ch. 7, will I be forfeiting my bankruptcy protection and thereby be financial responsible for the new mortgage? I want to refinance but afraid that...
View ArticleWhy is Freddie Mac loan with PMI so difficult to refinance through HARP 2.0
We have never been late on a mortgage payment.We have credit scores above 700We have stable income and currently have no other financing items other than the mortgage and 2 credit cards.Like many, the...
View ArticleHarp 2.0 home loans in GA
I just financed a Harp 2.0 mortgage with less than a 4% interest rate. Refinancing saved me 300.00 per month on my monthly payments. After attempting to securea Harp Mortgage for over 2 years, I...
View ArticleWhat can I do to get more (or better) quotes for my loan request ZR-KDJMCRV
I'm trying to find a HARP 2.0 Lender who actually follows the HARP program and allows for 187.00 L/V. Everyone I've contacted will only allow 125% L/V and many are scams that say no appraisal and then...
View ArticleWhat can I do to get more (or better) quotes for my loan request ZR-CFQZPBT
I asked to get more quotes. Due to the program needed being HARP, the Zillow calculator gives no banks or lenders since L/V is 178+ %. There are no lenders on Zillow that are listed to do this HARP...
View ArticleTurned down for HARP 2.0 twice
I have been turned down for a HARP 2.0 refinance twice now.I bought my home in Oct 2007 as a first time home buyer. 100% financed for 30 years @ a 6.75% fixed rate, only one loan. It's backed by Fannie...
View ArticleI am looking for a 7 year fixed with the smallest closing costs, no PMI and...
So whom do you recommend? Woodstock, GA. I will expect to see amortization tables and all costs and your analysis of the when the loan would pay off given excess payments, total of principal and...
View ArticleI thought i had an FHA loan, now my BOA statements say i don't
When we went to closing on our house in 2009, we had an FHA loan. Now BOA has our loan, and 2 months ago stopped taking FHA MIP charges out, and i found a credit to my principal. I tried to refinance...
View ArticleWhat can I do to get more (or better) quotes for my loan request ZR-ZCQMNPQ
Looking to Streamline Refinance my home, which is currently being rented out but which I used to live in and in all probability will move back into one day. I purchased it in 2007 for $145,000. Zillow...
View ArticleNeed Refinancing help in GA under HARP 2.0, with no closing cost - 15 year
I tried to refi with with my current lender, but they denied saying I don't meet LTV requirements - My current principal balance is 225K and the home was appraised for the same amount (in 2009 it was...
View ArticleDenied Harp 2.0 due to LTV, options?
Currently my mortgage is thru Seterus and they transferred me to Quicken Loans to attempt the refinance. QL has a cap of 125% LTV. My 1st mortgage is $104k and the second is $31k. QL quoted the house...
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